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Giving from Your Retirement Accounts

Retirement AccountsAn excellent way to make a legacy gift is by naming Grace to You as a direct or contingent beneficiary of your retirement plan or IRA. Retirement accounts are typically the best assets to leave to charity as they are the most heavily taxed assets in your estate. If you were to name Grace to You as a beneficiary of your retirement account, you would avoid all tax on the amount distributed to Grace to You while providing a lasting legacy to the ministry.

Changing your beneficiary designation requires minimal paperwork and can even be accomplished online if your account offers that service. You’ll also enjoy the flexibility of making future adjustments easily, without the need of legal assistance, should you desire to make any changes.